If you suffered an injury in the workplace, or you became ill as a result of your job requirements, you know how inconvenient this can be. Your injuries may prevent you from working, and in addition to the physical discomfort you are feeling, you may also have to navigate the difficulties of income loss as well. A work injury can disrupt your life in many different ways, and you may not be sure how you can recoup your losses and move forward after this type of event.
Thankfully, you may have some benefits available to you as an injured employee. Workers’ compensation is insurance carried by employers as a way to address the needs of injured workers. You may have grounds to file a claim, which could help you address many of the impacts of your injury. It may be helpful to begin with an understanding of your options, potential benefits and other things you need to know to navigate the workers’ compensation claims process.
What does workers’ compensation cover?
The specific benefits available to you through a workers’ compensation claim depends on factors such as the type of injuries you have, what you need to get better and get back to work, as well as other details specific to your situation. The intent of this coverage is to provide you with support during your recovery and to assist you as you take steps to eventually return to work or secure permanent disability payments. Some of the workers’ compensation benefits that may be available to you include:
- Replacement of a portion of your lost wages
- Coverage of your medical costs and ongoing medical needs
- Survivor benefits for family members if injury results in death
- Rehabilitation benefits for an eventual return to work
Even with a valid work injury and apparent financial need, it is not always easy to secure the benefits to which you have a rightful claim. Before you submit your Pennsylvania workers’ compensation claim, you may find it helpful to learn more about what you need to file a successful claim and secure the support you need in a timely manner. The aftermath of a work accident can be difficult and complicated, especially with injuries, but you do not have to navigate it on your own.