It can be devastating to suffer an injury on the job. What may seem like a minor incident can result in extended pain and suffering, as well as time away from work, accumulating medical bills and other complications. If your injury was the result of an accident at work or you became ill because of your work conditions, you could be eligible for workers’ compensation benefits. Your employer’s insurance coverage could provide you with help during your recovery.
Workers’ compensation is a type of insurance that provides a way for Pennsylvania employees to pursue recovery of their medical bills and losses they experienced as a result of a work-related accident. It is in the interests of each employee to know what steps are necessary for them to file a claim and seek the support they deserve. It is helpful for you to know what you need to do to take the next steps after a work accident.
What does it cover?
The benefits you may be able to secure through a workers’ compensation claim depend on the specific losses you experienced and the details of your individual case. While each claim is different, workers’ compensation may provide you with the following types of benefits after a work-related accident:
- Recovery of wages lost during your time away from work
- Coverage of your accident-related medical bills
- Reimbursement of your emergency expenses, such as ambulance transport
- Benefits to survivors if the accident injuries result in death
- Rehabilitation benefits you require for your return to work
It is not always easy to navigate the workers’ compensation claims process. There are times when the provider offers less than value of the claim, or the insurance company may deny the claim. You have the right to appeal a denied claim and fight for the support you need and deserve during your recovery.
Getting better and moving forward
Picking up the pieces and moving forward after a work accident can be difficult, but you do not have to navigate this process alone. You will benefit from seeking a professional opinion regarding the validity of your claim and the steps you can take that will allow you to fight for the full amount you need and deserve. These claims are time-sensitive, and moving forward quickly after an accident is prudent.